School is tough!

I thought High School was hard, College classes are pretty hard especially when you haven't taken any classes in 20 years! I got a B on my first economics mid term and have a second one in 2 weeks. The English class is a little easier, but I am having to study extra for the tests I have for that class because I tend to forget things easily.
I have not had any luck finding a job and am feeling a bit discouraged. I need to find something really soon otherwise we aren't going to be able to keep the bills paid much longer. I would really like to be able to go to school full time for a while but we cant afford for that to happen right now. I am trying to find grants to apply for but I am not having much luck. I am tempted to go apply for a student loan through Ventura College but I am afraid that their interest rate might be really high. Maybe I should buy some lottery tickets and hope that we can win enough money to pay the bills for a while so I can concentrate only on school.